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Monday, February 27, 2017



Interest Rates as of 08/01/2014

Loan Type

Rate as low as*


New Vehicle
Current and prior year models
Under 10,000 miles
Used Vehicle


New/Used Recreational Vehicle
Boat-Motor-Trailer-Motor Home-Travel Trailer-Pop Up Camper-ATV-UTV-Tractor-Personal Watercraft-or other recreational type vehicles


Signature Loan
Credit Card/Line of Credit
Contact credit union for more details.
Share/Certificate Secured-100%Maintain a balance in your share savings account that is equal to the balance of your loan.
***Interest rates determined by the loan term and the annual percentage yield of the deposit account being pledged to secure the loan.


Primary and secondary education only.      

Limit $15,000 – Check must be made payable to the school. Members can borrow an additional $500 per student, for books, uniforms and incidentals. The check for this additional amount will be payable to borrower. 
New Year Loan Special  9.90%

Up to $2500 - Limited time only -
January - April 

Summer Loan Special 9.90% Up to $2500 - Limited time only -
May - August
Holiday Loan Special 9.90% Up to $2500 - Limited time only -
September - December
VISA Balance Transfer Special 0.00% VISA Balance Transfers completed 02/01/2017 - 04/30/2017 will receive 0.00% APR on transfers for 6 months. 
Payday Alternative Loans 26.00%

Short term, Small amount loans - Contact credit union for details.

Credit Re-builder

Proceeds of loan are deposited to share savings and maintained in the account until loan balance is paid in full (100% secured).
*Interest rates above reflect lowest interest rates available and may be as high as 18% APR based on information obtained from your credit application and credit report.  Interest rates are subject to change without prior notice and may be different than those stated above. Loan amounts may vary based on individual credit history.

**Actual interest rates on Vehicle and Recreational Vehicle loans may vary based on member qualifying for Loyalty Discount (.25% discount with the enrollment in all four (4) of the following La Terre FCU services: Share Draft/Checking, Debit Card, Online Banking, and Online Bill Pay).

The Annual Percentage Rate (APR) is fixed for all loans.


EHO  NCUA  Federally Insured by NCUA