Friday, April 18, 2014
Current Rates
Loan Rates

Rates as of 04/01/2014

Loan Type

Annual
Percentage
Rate as low as*

Conditions

Loan Special!!
New Vehicle and
Recreational Vehicle 
Auto-Truck-Van-Motorcycle
Boat-Motor Home-Camper
ATV-Jet Ski 

 

2.65%** 

 
Current and prior year models
Under 10,000 miles and 
Recreational vehicles must be
previously untitled
Limited time only!! Offer ends 6-30-2014

Used Vehicle Loan Special!!

4.50%**  Limited time only!! Offer ends 6-30-2014
New Vehicle 
Auto-Van-Truck-Motorcycle
20% or more down payment 


5.75%**
 


Current and prior year models
Under 10,000 miles
New Vehicle
Auto-Van-Truck-Motorcycle
6.00%**
 
Current and prior year models
Under 10,000 miles
Used Vehicle
Auto-Van-Truck-Motorcycle

6.50%**
 

 
New Recreational Vehicle
Boat-Motor Home-Camper
20% or more down payment

6.25%**
 

Current and prior year models

New Recreational Vehicle
Boat-Motor Home-Camper  

6.50%**
 
Current and prior year models

Used Recreational Vehicle
Boat-Motor Home-Camper

7.00%**
 
 
Personal Loan/Signature Loan
11.00%
 
Credit Card/Line of Credit
9.90%
Contact credit union for more details.

SharesSecured – 100%

6.00%
 
Maintain a balance in your share savings account that is equal to the balance of your loan.


Tuition


7.50%
Limit $15,000 – Check must be made payable to the school. Members can borrow an additional $500 per student, for books, uniforms and incidentals. The check for this additional amount will be payable to borrower. For primary and secondary education only.

Credit Re-builder (Elevator)

18.00%
Proceeds of loan are deposited to share savings and maintained in the account until loan balance is paid in full (100% secured).
*Rates above reflect lowest rates available and may be as high as 18% APR based on information obtained from your credit application and credit report. 
Rates are subject to change without prior notice and may be different than those stated above.
Loan amounts may vary based on individual credit history.
**Actual rates on Vehicle and Recreational Vehicle loans may vary based on member qualifying for Loyalty Discount (.25% discount with the enrollment in all four (4) of the following La Terre FCU services: Share Draft/Checking, Debit Card, Online Banking, and Online Bill Pay).

The Annual Percentage Rate (APR) is fixed for all loans.

 

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